Heat oven 400 degrees. Lightly spray large cookie sheet with nonstick=20 cooking spray or grease lightly. Handle the dough gently. Over mixing=20 scones can make them tough. Combine flour, wheat germ, baking powder,=20 spices, baking soda and salt (if using). Cut in margarine until mixture=20 resembles coarse crumbs. Add combined apple, milk and honey, mixing just=20 until dry ingredients are moistened. Turn dough out onto lightly floured=20 surface; knead gently 5 to 6 times. Pat dough into 9-inch circle. Mix=20 together topping ingredients. Sprinkle over dough. Cut dough into 10=20 wedges. Place 1/2-inch apart on prepared cookie sheet. Bake 16 to 18=20 minutes or until light golden brown. Per serving: 220 calories; 6 g pro, 34 g carb, 7 g fat, 0 mg chol, 210=20 mg sod. The fruit-filled scones earned top honors in the Kretschmer Wheat Germ=20 Healthy Made Easy and Delicious recipe contest. Prize winning recipe=20 ($5,000) by Patricia Schroedl of Jefferson, Wisconsin. Printed in the San=20 Diego Union-Tribune, April 13, l994.